Sitting along Toronto’s northern border, Thornhill is a neighbourhood that offers an array of housing options for those looking to purchase their first home. Besides being an ideal spot for first time home buyers, Thornhill provides those looking to upgrade their current housing situation with ample options as well. The neighbourhood is located in close proximity to Toronto and is one of the GTA’s most elegant bedroom communities. Thornhill has a population of approximately 110,430 and the community is one of the Greater Toronto Area’s most idyllic locales. The area offers an abundance of parks, schools, restaurants and shopping to keep residents busy. If you’re thinking of purchasing property in area, a real estate agent and a mortgage broker can help.
You can peruse TREB, the Toronto Real Estate Board, to find a realtor who specializes in the Thornhill region. TREB is a not-for-profit corporation that has become Canada’s largest real estate board. They position themselves as the shared voice for its residential and commercial real estate agents and brokers. You can also ask a mortgage broker if they can recommend a realtor. Mortgage brokers have relationships with everyone from lenders to lawyers to real estate professionals, and can help you find someone to aid you in your search for the perfect Thornhill property.
When it comes to mortgages, Canadian consumers often think their bank is the only outlet that offers home loans. This is a common misconception. Whether you are looking for a home in Thornhill or in any other part of the GTA, a mortgage broker will offer more lending options than your bank. Because a mortgage professional is representing your interest to their most trusted lenders, they are able to find a mortgage package that fits your needs. Essentially, your broker shops around for you to ensure you get the best interest rate and the right funding product to help you buy your dream home.
Fast Facts About Thornhill:
Your home is your most valuable asset. It is probably the single largest investment you will make in your lifetime. Your home is more than a place to rest your head and raise a family. Your home contains equity. It is a treasured resource and in some cases, can even be used as an ATM (aka cash back mortgages and HELOCs – don’t worry we’ll get there).
Everyone who is looking to purchase a home will need a mortgage. But, what is a mortgage exactly and why do you need it? Besides being the term to describe a loan secured by real estate, a mortgage allows you to access funding to procure your dream home.
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