Do you have the required paperwork in place for when you apply for a mortgage? You and your partner or spouse will need to provide certain information to the lender in order to obtain funding for your new property.
Check out our handy mortgage checklist to ensure you have all the paperwork in order so you can become a homeowner.
Who you are:
Your work history:
The property itself:
Having this information ready in advance will ensure that your mortgage approval process will be as simple as possible.Back
Your home is your most valuable asset. It is probably the single largest investment you will make in your lifetime. Your home is more than a place to rest your head and raise a family. Your home contains equity. It is a treasured resource and in some cases, can even be used as an ATM (aka cash back mortgages and HELOCs – don’t worry we’ll get there).
Everyone who is looking to purchase a home will need a mortgage. But, what is a mortgage exactly and why do you need it? Besides being the term to describe a loan secured by real estate, a mortgage allows you to access funding to procure your dream home.
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