Capital Mortgages is a mortgage brokerage that offers mortgage services including residential and commercial financing. They also offer consultancy services to secure financing for home purchases, refinancing and transfers. They are based and operate in Ottawa.
They have extensive experience in real estate, mortgages and dealings with banks and lenders.
My wife & I bought our first home in 2005, thanks to Capital Mortgages. Upon deciding on the home, we applied for a mortgage with one of the big banks that was offering a ""special"" rate for home buyers in the community.
Unfortunately, this bank insisted on a co-signer, something I was not comfortable doing. Fortunately, I was referred to Capital Mortgages. It is owned by the parents of an old acquaintance - who competed with me during the courting phase of my relationship with my wife. But that's another story.
Capital Mortgages secured a mortgage for us, with another big bank, at a much BETTER rate, than the ""special"" advertised rate that was previously offered.
How did they do it?
It was explained to my that the big banks are still very old school. When they lend money, they want to lend to people who fit in their neat, tidy square box. On our own, we were out of the box. To put it simply, Capital Mortgages helped us fit into the big bank's box.
We were very fortunate to have Po Krepski working for us.
Throughout our relationship with Capital Mortgages, our expectations have been exceeded time and time again. We have been consistenly surprised with the superior services provided. It's a great experience to deal with a business that takes customer service so seriously.
Capital Mortgages have always made my wife and I feel important and appreciated. They go the extra mile with little details like cards on our birthdays, and Christmas. They make doing business very easy. They have consistently given more than expected.
Capital Mortgages is the only financial business that we recommend to friends and associates, and because they are simply the best at what they do.
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