Do you have the required paperwork in place for when you apply for a mortgage? You and your partner or spouse will need to provide certain information to the lender in order to obtain funding for your new property.
Check out our handy mortgage checklist to ensure you have all the paperwork in order so you can become a homeowner.
Having this information ready in advance will ensure that your mortgage approval process will be as simple as possible.Back
Canada’s mortgage website
Your home is your most valuable asset. It is probably the single largest investment you will make in your lifetime. Your home is more than a place to rest your head and raise a family. Your home contains equity. It is a treasured resource and in some cases, can even be used as an ATM (aka cash back mortgages and HELOCs – don’t worry we’ll get there).
We All Need a Mortgage
Everyone who is looking to purchase a home will need a mortgage. But, what is a mortgage exactly and why do you need it? Besides being the term to describe a loan secured by real estate, a mortgage allows you to access funding to procure your dream home.
Most people are somewhat familiar or will be at some point in their lives, with a conventional mortgage. Read More
An investment property can help you accumulate wealth, make extra money and grow your portfolio. Read More
When Canadians buy a house, they accept that they are locked into a mortgage for up to 25 years. Read More
Canadian banks know that many potential homebuyers aren’t keen on signing on to a 30-year mortgage. Read More