About Mortgage For Less

Mortgage For Less is a Canadian mortgage brokerage and member of the Verico Mortgage Brokers Network.

Where is Mortgage For Less located?

This brokerage calls Toronto, Ontario home. Besides servicing clients in the GTA, they have also helped international customers find funding for homes in Ontario.

Do they charge for their services?

No, Mortgage For Less is paid by the lenders they work with. Most Canadian brokers are remunerated by the lenders on their roster and do not charge for their services.

What sets Mortgage For Less apart from their competitors?

Mortgage For Less aims to please their clients. They work with the customers for life approach, and provide their clients with ongoing financial advice, input and insights after the mortgage transaction is completed. They claim that the majority of their clients are so satisfied with the first mortgage, they’ve obtained at Mortgage For Less that they return to secure future funding for other properties, refinancing, renewals, and other services.

Furthermore, they assert that most of their current clientele is derived from referrals. Most mortgage brokers use referrals from satisfied clients to gain new business and Mortgage For Less is no exception to the rule.

Like other mortgage professionals in Ontario, Mortgage For Less deals with a large network of realtors, financial planners, lawyers and accountants who can easily refer clients to them. This also works in reverse and your mortgage broker can refer you to a lawyer or other professional whose service you will need to purchase your home.

What kind of financing can they help secure?

Mortgage For Less works with different lending institutions to deliver mostly residential mortgages (first time home buyer, second mortgages, refinancing, renewals etc.). However, they also provide what they consider “Creative Mortgage Financing” which translates to any type of funding that your bank may not offer. These are:

  • Self employed mortgages
  • Rental property mortgages
  • Cottage/vacation home mortgages
  • Luxury estate mortgages
  • Well and Septic property mortgages
  • Construction and infill project mortgages
  • Bad credit mortgages
  • Secured credit for home renovations

What information is available on Mortgage For Less’ website?

Mortgageforless.com has an article section that deals with the mortgage industry as a whole. This section provides insight into the different areas of the housing market, the lending industry and more. Their site offers resources like a calculator to help you determine how much you can spend on monthly mortgage payments. Plus, you can apply for a mortgage online to save time.



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Your home is your most valuable asset. It is probably the single largest investment you will make in your lifetime. Your home is more than a place to rest your head and raise a family. Your home contains equity. It is a treasured resource and in some cases, can even be used as an ATM (aka cash back mortgages and HELOCs – don’t worry we’ll get there).

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