These people are not trustworthy. After declining their proposal, I shopped around and found a better mortgage rate and lower broker fees. I asked for my appraisal to be released, which I had paid for. They said that they had released it on three occasion, total lies - I have the emails to prove it - and ended up telling me off after threatening to complain to FSCO , "Now you can order a new appraisal for your new broker and pay for it." I would not consider this looking out for my best interest as in having an obligation of fiduciary duty required by law. I finally contacted the broker of record and still have not had my appraisal released so now I will pay another $339 for a fresh appraisal and my closing has been delayed weeks. Fortunately for me I have time to get the best deal, saving $10,000 over 5 years and saved $1,000 on broker fees. I shudder to think what would have happened if I did not have time on my side. As well the disclosure documents were jammed/buried in to a package that had to be signed within 24 hours. Do not deal with these people, they aim to serve their wallet, not yours!
I needed to refinance my home to get some cash flow for my business. The bank didn't want to do it because I am self-employed, but Shawn Allen at Matrix Mortgage Global made it happen. I am looking forward to a great year thanks to the service they provided me. Thanks so much!
Complete waste of time effort. Very very stressful experience. Mr slowly was our agent. Told me approved before application even submitted. Sent in application told approved, just waiting to hear if appraisal required which seemed odd. Dats went by with no reply to emails or calls. Deadline to complete mortgage to close purchase of second home looming. Suddenly without explanation of prior approval I was offered a mortgage with over $7000.00 in fees. Luckily another broker came to the rescue. Arranged a bank mortgage NO FEES with days to spare to close our deal
Would NEVER recommend Craigg Slowly of Matrix Mortgage to anyone.
Your home is your most valuable asset. It is probably the single largest investment you will make in your lifetime. Your home is more than a place to rest your head and raise a family. Your home contains equity. It is a treasured resource and in some cases, can even be used as an ATM (aka cash back mortgages and HELOCs – don’t worry we’ll get there).
Everyone who is looking to purchase a home will need a mortgage. But, what is a mortgage exactly and why do you need it? Besides being the term to describe a loan secured by real estate, a mortgage allows you to access funding to procure your dream home.
Many people have difficulty understanding how mortgages, refinancing, and home equity work—even if they already have a mortgage! Read More
Many homeowners find themselves in debt at one time or another. Read More
It may seem premature to apply for a mortgage before you buy a property, but in reality many potential buyers end up losing out on... Read More
Getting a mortgage can be a complicated experience, especially if it’s your first time. Read More