Capital Direct is a Canadian lending institution specializing in mortgage financing and home equity.
Capital Direct’s services include those to help with:
Capital Direct is located across Canada and has offices in Vancouver, Edmonton, Calgary, Toronto, Halifax, Moncton and Charlottetown. In Vancouver, they are located at 555 W 8th Ave suite 305. In Edmonton, they are located at 10665 Jasper Ave. Suite 900. In Calgary, they are located at 11012 Macleod Trail SE suite 775. In Toronto, they are located at 1 City Centre Drive, Mississauga. In Halifax, they are located at Purdy’s Wharf Tower 1, 1959 Upper Water Street suite 1301. In Moncton, they are located at 500 St. George Street. And in Charlottetown, they are located at 129 Water Street.
Capital Direct works with a wide range of non-traditional lenders to help you secure financing outside of banks and credit unions. They also work with the banks and credit unions, as well as trusts and other lending sources, in order to draw upon the widest range of financing vehicles and products out there, giving their clients some of the most flexible financing options that they will find anywhere.
Capital Direct has a very professional website that lists a wide range of detailed information in an easy to access way. They provide not only comprehensive information about the services they provide, but detailed maps of where their offices can be found across the country, information about their brokers, and even offer an option to have the site’s content translated into Mandarin for their Chinese clients who would prefer to speak in their native language. They have links to newsletter registration, as well as information pertaining to the awards and recognition they have received over the years.
The site does not list how the company’s brokers make their money.
Capital direct is one of the biggest alternative mortgage financing companies and lenders in Canada. They have offices all over the country, which means you can do business with them from pretty much anywhere in Canada. They do not have offices in Quebec, Saskatchewan, Manitoba or the territories, however. They also offer their entire website, as well as services, in Mandarin due to better serve their Vancouver clients. Their customer testimonials are filled with customers indicating that they chose to do business with Capital Direct because of how simple the process was. The company is very streamlined and the process is frequently described as professional, fast and hassle free.
The rates offered by Capital Direct vary based on several factors including your age, income and credit history.Back
Your home is your most valuable asset. It is probably the single largest investment you will make in your lifetime. Your home is more than a place to rest your head and raise a family. Your home contains equity. It is a treasured resource and in some cases, can even be used as an ATM (aka cash back mortgages and HELOCs – don’t worry we’ll get there).
Everyone who is looking to purchase a home will need a mortgage. But, what is a mortgage exactly and why do you need it? Besides being the term to describe a loan secured by real estate, a mortgage allows you to access funding to procure your dream home.
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